Creating a Business Proposal Guide

 If we intend to borrow to the bank or the lender, you would have to make a business proposal. This proposal will be used to provide comprehensive information about the business you want to run.
People usually think, a proposal must be difficult. Apparently not. "A good proposal is a proposal that can explain the details of a business. There must ribet. It could be a proposal consisting of a single sheet of paper," said Godo Tjahjono, SE, MSi, entrepreneurial business practitioners.
Not everyone knows or knows of a business interest. So make the explanations simple and easy to understand. Business proposal should contain the following seven things:
1. Preview effort These points include a brief description of the business you want to run.
2. Business actors Give an explanation about yourself. Enter the educational background or experience that could support the implementation effort. Lender will assume you are the right person.
3. What worked This points to explain what the focus of your business, whether the shape of goods or services. Let me know the reason the business vote. It would be better if the type of business are rising or are eaten timeless time.
4. Target customers These points describe who your potential customers, whether they are office workers, housewives, or others. Explain why you chose them.
You should have a deep understanding of this problem because it would be very helpful aspects of the other businesses. You so know how to marketing and promotion are most appropriate for them. There will be no time, money, and energy wasted. Party lender will see your seriousness, and consider it an advantage.
5. Location This is one of the important points in the proposal. Explain why you chose a location as a place of doing business. You should adjust this location with the goods or services offered as well as prospective customers.
If it moves in the field of food, it is not appropriate if the location chosen is close to a landfill. If the target customers of the upper middle class, do not choose a location near the factory. Should be a more comfortable and classy.
Lenders will come to see first hand that location, and making judgments. If the business is located in a less strategic, but still within reasonable limits, make sure the giver of business that you can compensate for this deficiency in other ways. Satisfactory service can, or quality of goods or services above average.
Marketing aspect can also be optimized by creating an attractive slogans and easy to remember.
6. Number of loans Previously you had to have counted all the points expenditure. In the proposal, include the number of loans in accordance with the calculation you make. The bank will ask you the ability to return the loan amount. Give a reasonable explanation.
7. Cash flows Cash flow (cash flow) is the explanation of income and expenditure plan business. Make calculations in detail and realistic. Do not set targets too high in the early months because the business was just beginning. After some time, you can target new numbering stable income.
The length of cash flow should be made in accordance with the length of time the loan is agreed. If the loan will last for two years, arrange for the cash flow for two years, too. The details are divided into 24 months.
One principle to keep in mind the prospective businessmen, lenders usually do not want to bear all costs that we need. "They only want to lend a percentage of the total. They want us to also contribute," said Godo.
So, show that you also have responsibility for your own business. No matter if the funds you have little. The important thing is they see your good intentions to try.